Navigator State Certification Practice Exam

Private Health Insurance (PHI) is not a program operated under Indiana Medicaid because it refers to insurance coverage that is purchased independently from private insurers and does not involve state or federal funding. In contrast, the other options listed are state-operated programs specifically designed to provide health services to eligible residents of Indiana through Medicaid.

Hoosier Healthwise is a Medicaid program providing health coverage for low-income families and children. The Healthy Indiana Plan (HIP) offers an alternative for low-income adults, combining elements of traditional Medicaid with a health savings account. Home and Community Based Waiver Services (HCBS) are programs that enable individuals with disabilities or aging persons to receive support and services while living in their communities rather than institutional settings. These programs directly align with Medicaid objectives, which focus on providing essential health services to populations in need within the state.