Is it true that a Grandmothered plan is compliant with ACA rules?

A Grandmothered plan is one that was in existence before the Affordable Care Act (ACA) was implemented but has been allowed to continue because it meets certain criteria. These plans do not have to comply with all ACA requirements, such as coverage for essential health benefits or prohibitions on annual and lifetime limits.

Therefore, stating that a Grandmothered plan is compliant with ACA rules is incorrect, as these plans are specifically exempt from many of the ACA's mandates. This distinction is crucial for consumers and providers to understand, as it affects both the coverage provided and the rights of the insured.

While some non-compliant aspects of these plans could be beneficial for certain consumers, they do not reflect the comprehensive protections that the ACA aims to provide, and this makes it clear that the assertion of compliance is inaccurate.