True or False: The ACA has eliminated all monthly premium costs for health coverage.

The statement that the ACA (Affordable Care Act) has eliminated all monthly premium costs for health coverage is false. While the ACA implemented several measures to make health insurance more affordable and accessible, it did not completely eliminate monthly premiums for all individuals.

Under the ACA, many consumers can qualify for subsidies based on their income, which can significantly reduce monthly premium costs, but these costs can never be entirely removed for most participants. There are programs such as Medicaid expansion in some states that may offer free or low-cost coverage, but this is not universal. Additionally, premium tax credits are available that can help lower what individuals pay, but they do not eliminate premiums altogether.

The other options suggest scenarios that may apply in specific cases, like only for children or only at certain income levels, but even those do not encompass the entire scope of ACA policy regarding premiums. Thus, it’s clear that while the ACA has made strides in enhancing health coverage affordability, it has not eradicated monthly premium costs for health coverage entirely.