What was the maximum out-of-pocket expense for allowable costs in 2014 for a family plan?

In 2014, under the Affordable Care Act, the maximum out-of-pocket expense for a family plan was set at $13,200. This amount represents the limit on how much an individual or family would need to pay out-of-pocket in a given year for covered healthcare services, after which the health insurance plan would cover 100% of the remaining costs. It was crucial to establish such caps to protect consumers from excessive healthcare costs, ensuring that insurers could not impose unlimited financial burdens on policyholders. Therefore, the figure of $13,200 aligns with the federal guidelines established at that time for out-of-pocket limits.