Who is eligible for the Healthy Indiana Plan (HIP)?

The Healthy Indiana Plan (HIP) is a health insurance program designed to provide coverage for low-income adults. Eligibility for HIP specifically targets adults aged 19-64 with income levels at or below 100% of the Federal Poverty Level (FPL). This program aims to assist those who may not qualify for traditional Medicaid but still require access to affordable healthcare.

In the context of this question, the correct answer reflects the primary demographic that the HIP is designed to help. This group often includes working individuals who may struggle to afford private health insurance but do not have sufficient income to qualify for more robust federal programs like Medicaid.

Exploring the other options highlights the unique focus of the HIP program. For instance, adults with incomes above 100% FPL wouldn't be eligible for HIP, as they fall outside the targeted income bracket. Individuals covered solely by Medicare are not the target audience for HIP since Medicare addresses the needs of older adults and certain disabled individuals, rather than primarily focusing on low-income adults. Similarly, children under 19 are typically covered under different programs specific to pediatric care, rather than being included in the HIP program. This distinction helps clarify the unique role that HIP plays in providing health insurance coverage for low-income adults in Indiana.